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Financial
Assistance

Scholarships and financial aid at Saint James School of Medicine

Scholarships

Saint James School of Medicine (SJSM) is designated by the Government of Canada as an international Designated Educational Institution which allows students to participate in government-sponsored student financial aid programs.

With private loans and student credit lines available, Saint James is also introducing an essay and merit-based scholarship program.

More about our scholarships
Information on how to apply for student loans for medical school at SJSM.

Delta Student Loan

Delta does not provide grants or scholarships. The company provides loans that should be considered seriously and which must be paid back. In the event that the student defaults on loan payments, the co-signer will also assume full responsibility for payment of such loans.

You should carefully evaluate your own financial situation and consider all other options, such as savings or family support, before applying to Delta for a private student loan or accepting any such loans. SUMMARY OF THE DELTA STUDENT FINANCIAL ASSISTANCE PROGRAM. With several financial options, SJSM makes medical education accessible to all.

Apply for Delta Loan

Financial Aid For Canadian Students

Canadian citizens and permanent residents enrolled at Saint James School of Medicine may be eligible to apply for student financial assistance through their home province or territory, subject to local eligibility requirements.

Canadian Provincial and Territorial Student Aid Programs

Eligible students may apply for financial aid through programs including, but not limited to:

  • Ontario Student Assistance Program (OSAP) – Ontario
  • StudentAid BC – British Columbia
  • Alberta Student Aid – Albert
  • Aide financière aux études (AFE) – Quebec
  • Manitoba Student Aid – Manitoba
  • Atlantic Provinces (NS, NB, NL, or PEI)
  • Saskatchewan Student Financial Assistance Program – Saskatchewan
  • Northern Canada Teritories

Each province or territory determines student loan eligibility, funding limits, interest rates, and repayment terms independently.

Financial assistance options for medical students
Saint James School of Medicine student studying

Edly Income-Based Repayment (IBR) Loans
from FinWise Bank, Member FDIC - Clinical Students Post Step 1

Saint James School of Medicine has partnered with Edly to provide students with a flexible, outcomes-based way to pay for school—with loan repayment that aligns with future career success.

Key benefits for students:

  • Income-Based Repayment: Payments adjust based on income after program completion
  • Loan options available with or without a cosigner
  • Fast Prequalification with no impact on credit score
  • Borrow from $2,500–$40,000
  • Temporary hardship forbearance is available if you lose your job or are earning below $30,000.*

Apply today at by clicking on the button below or ask your advisor for details.

Edly Student Loans by FinWise Bank is not endorsed by Saint James School of Medicine and FinWise is not affiliated with Saint James School of Medicine.

*Forbearance requires proof of active job search. Other conditions apply.

Apply now

Family Discount Program

At Saint James School of Medicine, we recognize the value of family and are proud to support households with more than one aspiring medical professional. Our Family Discount Program offers tuition relief for families with multiple members enrolled concurrently at SJSM. This initiative reflects our commitment to making medical education more accessible and affordable.

Eligible students may apply by completing the official Family Discount Application Form, available in the Downloads section of our website.

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